Attached to the AML team and working closely with the Risk and Operations teams, your primary responsibility will be to proactively monitor clients’ transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks.

You will also be responsible for handling various internal or external requests requiring a thorough analysis of account activity.

✨  Your mission

• Process alerts & escalated alerts related to various transactions (cards, SEPA transactions, and international transactions) across various client types (individual accounts, freelancers, businesses).

• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation.

• Analyze and address customer requests that may be victims of fraud.

• Handle external legal requests sent by the authorities or banking partners.

• Participate in detecting trends and report them to 2nd line to improve our scoring rules.

• Leading the improvement of internal processes and customer’s impact.

✨ Curious about your future team?

Our team is composed of analysts, seniors and freelancers, all working on maintaining ongoing review of customer payments and transfers to spot unusual or suspicious behavior vs what is expected. We closely work with KYC, FinCrime and Risk to protect Swan and our customers.

✨ You’re a great match if:

• You have 3+ years of experience as a Senior in AML and Fraud, ideally specific to transaction monitoring in a fintech, Payment Provider, Bank, consulting firm, or a similar fast-paced environment.

• You have a solid understanding of French law and regulatory frameworks.

• Strong analytical skills with an eye for detail, and the ability to adhere to strict processes.

• Effective communication with internal and external stakeholders.

• Curious mindset and flexibility to adapt to changing requirements in an evolving environment.

• You have excellent working abilities in English.

• Ideally, you have experience using modern tools such as Forest (CRM), Zendesk (ticketing system), and other AML/Transaction monitoring-related tools.

• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

• A 30-min video call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions

• Hiring Manager: Interview with a Hiring Manager to evaluate the role-related skills and alignment with the mission (45 min)

• Case study: Take-home task to submit within 2 to 3 days, followed by a panel presentation (60 min)

• Final Interview: with our Chief Operations Officer (45 min)