Your mission will be to take into account the Regulatory scope by identifying, analyzing and supporting compliance needs at Alma and promoting trust with our supervisor (ACPR).

As a Regulatory Officer, you will:

• Advise and translate regulatory needs to Alma’s operational teams, notably the Sales, Financial Security and Operation teams
• Centralise and update Alma’s main regulatory compliance procedures
• Engage in the proactive identification of compliance risks through cross-functional projects (new products and feature reviews, partnerships, outsourcing approvals and intermediaries in banking transactions and in payment services)
• Take ownership of the regulatory watch in order to allow Alma to stay on top of new laws and regulations arising
• Submit and assist in developing scalable regulatory reporting processes with key stakeholders (Finance / Financing teams)
• Participate in the writing of regulatory reports to authorities (ACPR)
• Accompany teams in regulatory compliance trainings
• Engage in exchanges with the regulator (ACPR) on compliance matters when arising (requests, onsite controls, regulatory reports)
• Support the lead public affairs in reviewing upcoming regulations impacting Alma (anti-corruption, CSR...)

You will collaborate closely with the Financial Security, Product, Sales and Legal teams primarily.

You will report to the Compliance & Internal Control Manager in charge of the Regulatory, Financial Security and Internal Control teams.

ABOUT YOU

Being a Regulatory Officer requires a wide skill set and a high level of energy:

• Analytical: You have solid analytical skills and are able to deconstruct problems and be a force of proposition to resolve them.
• Written/Oral communication: You can present your conclusions in a clear, constructed and cohesive way.
• Rigorous: You pay attention to detail and advance in a methodic manner.
• Solution oriented: You are looking to answer to regulatory and compliance needs in the most optimized way for internal stakeholders
• Team player: You are a team player, but can also be autonomous on assigned topics.

Your experience

• You have at least 4 years of experience and strong technical skills in regulatory compliance within the banking or payment industry preferably with direct exposure to authorities
• You have deep Knowledge on France’s regulatory requirements (PSD2, AMLD5…) and financial crime regimes, along with knowledge on neighbouring regimes (Italy, Netherlands, Belgium)
• You have a good understanding of the financing challenges of a payment institution and/or financing company.
• You have already worked in an international and multicultural context
• You are fluent in English and French (Italian is a plus)

ABOUT THE RECRUITMENT PROCESS

We'll aim at running the process in 2 to 3 weeks following the steps below:

• Visio call with a member of our People team
• Visio call with the Compliance & Internal Control Manager
• Written case study
• Visio call with Compliance & Internal Control Manager and team member
• Visio call with the General Secretary