Job Summary

At Aria, risk management is a key pillar of our success in the lending fintech industry. Until now, the Risk function has been led by one of our founders to instill a risk culture within the company. As we continue to grow and expand into new markets both vertically and geographically, we are now structuring the Risk function. Additionally, we are building a Risk Committee with external experts to assist Aria in enhancing our risk governance and policies.

As the first member of this team, you will be responsible for leading, structuring the function and implementing risk management policies and procedures. Therefore, for this role, it will be essential that you have a proactive attitude and that you are comfortable with doing things by yourself.

You will directly report to the COO and co-founder and will work closely with the Ops and Data team. As Risk is a core function, you will have contact with all other teams including Sales, CSM, Product, and Design.

As a Risk Manager, there is potential for growth and advancement within the company, including the possibility of transitioning to the role of Head of Risk.

Key Responsabilities

Build

• Develop and write all the underwriting policy and internal procedures

• Build a risk decision engine with the data team to optimize risk assessment and management

• Recruit, structure, and manage a team of risk analysts and other risk management professionals

Manage

• Monitor and audit the operations to ensure compliance with internal policies and procedures

• Conduct due diligence on new partners and ensure compliance with risk policies

• Provide training and coaching to the team to improve their skills and knowledge

Report

• Provide oversight for credit risk, market risk, operational risk, and other risks

• Provide regular risk reports to the Board and the Risk Committee

Requirement

• At least 5 years of experience in banking, consulting or related field

• Knowledge of risk management principles and practices

• Proactive attitude and that you are comfortable with doing things by yourself

• Strong analytical and problem-solving skills

What we offer 😎

• A very ambitious project carried by a strong team of 20 A+ players. It’s only the beginning of the adventure!

• A healthy environment that cares about your growth

• Flexible working conditions: work from home or from our offices in London or Paris

• Monthly All Hands meetings in Paris and quarterly offsites

• Swile card (11€/day), commuter allowance (even if you cycle to work!), Alan