Head of Risk

Job summary
Permanent contract
Salary: Not specified
A few days at home
Skills & expertise
Generated content
Risk management
Task management
Risk mitigation strategies
Risk assessment


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Questions and answers about the job

The position

Job description

As an Electronic Money Institution, Swan faces many legal and regulatory challenges when conducting its business and operations : Fighting money laundering, protecting clients’ funds, working with legitimate partners, etc.

Swan is looking for a Head of Risk to lead our risk team in Europe.

As the Head of Risk, you will play a pivotal role in shaping and implementing risk management strategies to safeguard the company’s financial assets, maintain regulatory compliance, and foster a culture of risk awareness.

✨ Main tasks

  1. Risk Strategy Development:

    • Develop and implement a comprehensive risk management strategy aligned with business objectives and regulatory requirements.

    • Assess and analyse risks associated with financial transactions, operational processes, and technology infrastructure.

  2. Regulatory Compliance:

    • Implement regulatory changes in the financial industry and ensure the company’s adherence to all relevant laws and regulations.

    • Interact with agencies and authorities to address issues and maintain a proactive approach to risk management.

  3. Risk Management:

    • Develop and enhance the risk framework for our merchant collection product across diverse industries, including Financial Management Saas, crowdfunding or e-commerce.

    • Assess risk for business partners and clients, leveraging data analytics and risk modeling techniques.

    • Design and implement mitigation strategies while ensuring a balance between risk and business growth.

  4. Fraud Prevention:

    • Develop and implement robust fraud detection and prevention measures.

    • Collaborate with product and technology teams to enhance fraud detection systems and stay ahead of emerging threats.

  5. Risk Assessment and Reporting:

    • Conduct risk assessments on a regular basis, identifying potential areas of vulnerability.

    • Prepare and present comprehensive risk reports to executive leadership and the board.

  6. Cross-functional Collaboration:

    • Collaborate with various departments, including finance, legal, compliance, operations, product and technology, to integrate risk management into daily operations.

    • Provide guidance and training to employees on risk awareness and mitigation strategies.

  7. Build a world-class Risk organization

    • Provide guidance and training to employees on risk awareness and mitigation strategies.

    • Manage and lead your Risk team (second line of defense), providing guidance, mentorship, and coaching to team members.

    • Conduct training and awareness sessions for staff on Risk.

    • Drive people management initiatives, including hiring, performance reviews, ladder improvement, and employee retention.

Your Team

At Swan, you’ll have the opportunity to join our dynamic risk team, reporting to our Chief Risk Officer. Our team, currently consisting of three members, is actively expanding, with ongoing recruitment for one additional team member.

The Risk team operates within a department alongside the Compliance & Legal, and Internal Control teams.

To learn more about the Risk & Compliance teams.

Preferred experience

You’re a great match if:

  • You have significant experience (+10 years) in risk or audit in a financial institution, ideally in a Fintech or another fast-paced work environment.

  • Significant professional experience leading and managing high-performing teams.

  • Strong leadership and team management skills.

  • Familiarity with multiple payment methods (card, direct debit, APM).

  • Understanding of the challenges of a Payfac model.

  • Strong proposal and argumentation skills.

  • You possess the mindset of a “problem solver,” maintaining a positive and can-do attitude towards challenges and obstacles.

  • Strong analytical skills with an eye for detail.

  • Fluency in English.

  • Willingness to work in a Start-Up/Fintech environment.

  • Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! 🙌 

Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief.

When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area.

About Swan

Perks of being a Swanee:

  • ESOP packages available 😊

  • Hybrid remote policy: We offer the possibility of working from home for 2-3 days per week.

  • The best health insurance: Alan 🦭

  • Swan encourages you to have fun staying fit, thanks to partnerships with Classpass & Gymlib.

  • We respect your lunch break. Mid-day free-time is sacred and our French office even provides a Swile card to cover your meal on work days. 🥪

  • Twice a year we go somewhere gorgeous (a chateau, a mountain) where we reconnect, deep-dive into big topics, and relax.

  • This isn’t a perk, it should be the rule, but diversity and inclusion are important at Swan. We’re working hard to get better every day.

Our values:

Swan’s core values guide our actions daily. Individually, they may seem obvious, but together, they form a unique culture.

Simplicity: Leonardo Da Vinci said: “simplicity is the ultimate sophistication.” If something’s convoluted or confusing, we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game, whether it’s to support our partners in their growth journey, or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners’ expectations— whatever it takes.

Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions, it means caring about greater issues that affect our planet.

You can find out more about our culture.

Recruitment process

  • A 30-min video call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions

  • An interview with Stephie, our Chief Risk Officer

  • A case study

  • An interview with Nicolas, our CPO & Nicolas, our CEO

  • Meet our Risk team

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