Description de l'emploi

At HSBC, we're a trusted international organization with a global customer base of around 39 million customers worldwide through a network that covers 62 countries and territories. In Europe, our ambition is to become the leading international wholesale bank and we need talent like you to help us meet our ambition. Whether you want a career that could take you to the top or in an exciting new direction-we offer opportunities, support and rewards that will take you further.

Within Global Banking - Financial Institution Group you will join the High-Risk Sector team and support the Head of High Risk Sectors with the oversight and management of the CB business activities and risks.

Here in France, you'll help evolve and grow our business.

Are you rigorous and curious, solution oriented?

Do you have a strong knowledge in financial services and financial crime risk management?

Do you enjoy working in a team, while being able to engage confidently with various stakeholders?

If you answered yes to any of these questions, we want to hear from you!!

The role holder will participate/lead review exercises of 'Entities' within the respective regions (comprising Global Banking, CMB and Financial Institutions Group customers). The review will focus on borrower level as well as portfolio level findings, in order to identify policy breaches and emerging risks and make suitable recommendations for remedial action to protect the bank's lending position and minimize potential credit losses.

In addition to this, the role holder will also assist the Team Head in recruiting, mentoring, managing workflows as well as liaising with business area. He/She will work closely with the Team Head to ensure that deliverable targets are met for the team in a timely manner with a focus on quality.

Si vous répondez OUI à l'une des trois questions au moins, rencontrons-nous pour faire connaissance !

What you will do:

• Analysis of various counterparties within Banking/CMB/FIG book to ensure that risks are thoroughly assessed by lending executives, make proper credit judgments with special emphasis on integrity of Customer Risk Rating (CRR), maintenance of satisfactory credit standards and controls, exercise of correct delegated lending authorities and adherence to all other credit standards prescribed in policy.

• Manage workflows independently during various Full Scope Review/Continuous sampling cycles, act as the liaison between the Senior Reviewers in onshore and the offshore team.

• Assist the Team Head for any adhoc work as may be required and take over other administrative responsibilities in his absence.

• Ensure timely and good quality delivery of the various workflows that are allotted to the offshore team.

• Assist in Quarterly Monitoring of portfolio/entities within the region.

• Ensure adherence to operating procedures in line with Global Credit Risk Review as well as Region specific policies.

• Identify streamlining opportunities in the Credit Review process.

• Development of MI for monitoring & reporting of the quality / quantity of outputs.

Conditions

• Individuals with 7+ years of relevant experience in various facets of Commercial credit risk, lending and credit analysis, Loan Review, Loan workout etc.

• Academics - bachelor's Graduate degree. Candidates with MBA-Finance or equivalent/ CA/ ICWA/ CS/ CAIIB preferred.

• Strong analytical (credit / financial) and problem-solving skills with ability to quickly process data & facts to arrive at meaningful conclusions. Ability to exercise discretion, work independently within broad guidelines, tactfully handle sensitive and confidential data, deliver high quality results within tight timeframes, manage multiple projects simultaneously and motivate and develop a professional staff.

• Proven team leadership, people and resource management abilities.

• In-depth understanding of various credit products viz. - term loans, working capital, trade facilities, bank guarantees, interest rate swaps, etc. and associated credits risks.

• Sound knowledge of accounting principles and practices.

• Proficient in Excel/Advanced Excel, proficient in software packages, preferred.

• Excellent verbal & written English communication skills.

• In-depth understanding of the business, risks and related controls within areas of responsibility.

• The candidate must show attention to detail, be committed to producing work of the highest quality, resilient under pressure to meet aggressive deadlines, a team player and dynamic individual.

Even if you feel you do not fit 100% of our qualifications, we encourage you to not let this hold you back from applying if you believe this is the role for you.

What you'll get in return:

• We'll help you progress your career, including access to development programs, mentoring and coaching, as well as world-class training through HSBC University.

• You can work your way and will have a say in when, where and how you and your team flexibly work together.

• Our flexible benefits will give you financial security, including employer-funded pension, Holiday vouchers based on your reference tax income. Our family-focused benefits can help you to support your loved ones, including partial reimbursement of childcare costs, allowance for parents of children with disabilities, days off for key events (weddings, moving house),

• We'll give you a huge range of resources that support your mental, physical and social well-being, including free access to Headspace app, health checks, 5 weeks paid vacation.

• You'll have opportunities to work internationally - this can be your place to start and branch out to anywhere we have offices.

• You'll be able to join our Employee Resource Groups that bring together colleagues with shared characteristics and common interests.