• Banking, Big Data, FinTech / InsurTech
  • Paris, Bangalore, Lagos, Rīga
  • View website

What is the FairMoney culture ?

A - Players only

Building a digital bank in emerging markets is a huge challenge.

We need the best talents to execute this vision, thrive in a growth context. 
We go into exceptional length for recruitment to make sure that we always only hire Bar-raisers.

A - Players are well rounded that also optimise for personal growth.

Young & Hungry

We are young and we are hungry.

Y&H is not ever about age but its all about the mindset.

We see ourselves just in the beginning of a massive challenge and a long journey and don’t dwell in comfort based on past achievements.

We all still have everything to accomplish and are willing to go into incredible depth and length to make this baby big.


Speed over certainty.

We value execution speed and making decisions with 70% of the available data and a 30% margin of error over 100% accuracy and being blocked by over-analysis.

Fly High - Fly Low

We fly high to make big and bold plans - strategize.

We fly low and put our hands in the dirt to ensure the detailed high quality output of us and those that we manage.

We own our responsibilities and strive for accountability.

Direct Feedback

At FairMoney we value the power of direct feedback.

We don't carry frustration with us but give direct feedback to our colleagues regularly to make sure we all improve and get better.

The “how” matters - Feedback is given with goodwill to help others to improve

We are all scientists

1) Identify Problem

2) Break down into smaller problems

3) Break further down into even smaller problems

4) Un-bias yourself from bias or emotion

5) Gather and assess information

6) Come to well reasoned conclusions and check against logic/standards

7) Communicate well the conclusion to others to further improve conclusion

8) Start new problem

Churn 9-5

9-5 is a mindset that comes from large corporates where people don’t like their jobs.

For people on the FairMoney team work should be something that you love and embrace -  that you measure in tasks achieved, not hours completed. 

Start with the client

What we do matters - we give underbanked people access to financial services in the emerging world.

Be passionate and optimize for our users, and care for our impact.

Our business has an additional complexity – many of us don’t live where the clients live – We go into exceptional depth to understand the clients pain-points

Progress starts where comfort ends

FairMoney is a place to grow and think big.

Growth and big thinking happens at the end of our comfort zone - we optimize for growth not for comfort.

We move people around us to leave their comfort zone to achieve ambitious company goals.

Follow them!


FairMoney is building the leading mobile bank for emerging markets.

They started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

So far they disbursed over 1,000,000 microloans and give more than 7000 loans daily. They are backed by top notch US/EU investors and have raised 15m EUR + Venture Capital supporting our stellar growth. They are a team of +100 between Paris and Lagos in Engineering (Android, Data, Backend), Product, Marketing, Customer Service and Operations and they won't rest before the FairMoney app is in the hand of millions.

Their values

  • Start with the client 📊
  • Own, don't rent 💥
  • Scientist mindset 👩‍🔬
  • Churn 9-5 🎯
  • Fly High - Fly Low 🙌
  • 70/30 ⚡
  • Direct Feedback 🤝

What they are looking for

FairMoney is looking for bar raisers. People that raise the standards - that are excellent in what they do and willing to solve big challenges.

They are looking for pragmatic and perseverant people that are passionate about problem solving and hungry enough to achieve their mission to build the leading mobile bank for emerging markets.

To build the best products, they want their employees to meet customers which implies to travel to the different markets. FairMoney is an international team, composed of French, Nigerian, German, Japanese employees, meaning that they value diversity a lot.

Good to know

You'd better like to travel: at FairMoney, the product is built with the client, for the client, and that is why you will have to travel in the different market, regardless of your position!

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