• Banking, Big Data, FinTech / InsurTech
  • Paris, Bangalore, Lagos, Rīga
  • View website


Before FairMoney, Laurin used to be the CEO of Le Studio VC, a venture capital fund and startup studio in Paris for 3 years.

Prior to this Laurin had cofounded nutrigo, a food delivery startup in Sweden. Laurin graduated in finance from Sciences Po Paris, and Corporate Law at the Hague University.

Next to work Laurin loves Martial Arts, travel, particularly in Africa and Asia and spiritual activities like meditation.

Graduate from École polytechnique, Matthieu began his career as lead developer at PriceMatch (bought by booking.com in 2015).

He then co-founded MyMicrogravity with the goal of helping industries to carry out scientific experiments on the International Space Station.

When he is not working, Matthieu is always ready for a babyfoot or a good beer (which he tries to brew himself).

Passionate about data and innovation, Xiaoyu sharpened her analytics skills by running her own eCommerce business in China and working as analyst in two French startups. She joined FairMoney as business analyst after graduating from EDHEC Business School where she started her new career challenges. Today, she is working with Sid to propose data-driven solutions to stakeholders on different topics like how to optimize our marketing strategy. As a member of data analytics team, she always has new things to learn, works in a team, discovers new technologies and develops the most effective tools possible for “clients” within company!

After 4 years at Kapten, growing from 6 to 300 employees, Hubert decided to go back to an early stage company. With FairMoney, he found a sweet spot where he could leverage his engineering and corporate finance background. With his team of engineers, they deliver new features while making sure that the existing keeps running smoothly given the constant growth. He is amazed at the sheer fact that they are actually building a bank from scratch and contributing to financial inclusion, he can’t wait for FairMoney to launch in several new markets and expand its products.

After more than 3 years working on climate intelligence in a Parisian startup, Jadd goes into FinTech by joining the FairFamily and its data team. Here machine learning meets credit scoring and fraud detection. We are at the heart of the product with direct responsibility for the customer experience. To carry out his mission he has a volume of data to make more than one data scientist jealous, and creativity is the keyword to build models without traditional banking indicators.

At the end if his engineering studies, Guillaume joined FairMoney as an intern in march 2018. He then chose to continue as the first employee of the company.

At FairMoney, Guillaume likes to work on various technical subjects and having a real impact on the product.

Besides work, Guillaume likes to do some sport (running, bicycling, swimming) and does not hesitate to propose a beef after work!

Follow them!


FairMoney is building the leading mobile bank for emerging markets.

They started with a digital microcredit application on Android, and are rolling out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

So far they disbursed over 3,000,000 micro-loans and give more than 7,000 loans daily. They are backed by top notch US/EU investors and have raised over USD 15m Venture Capital to support a stellar growth. They are a team of +100 between Paris, Lagos, Bangalore in Engineering (Android, Data, Backend), Product, Marketing, Risk & Data Science and Operations - and they won't rest before the FairMoney app is in the hand of millions!

Their values

Start with the client 📊 We are passionate, optimize for our users, care for our impact

Own, don't rent 💥 We strive for ownership and don’t rest until what we own is accomplished

Scientist mindset 👩‍🔬 We solve large challenges, break them into small pieces, make well reasoned conclusions

Churn 9-5 🎯 Work should is something we love and embrace - that we measure in tasks achieved, not hours completed

Fly High - Fly Low 🙌 We fly high to make big and bold plans - strategize We fly low and put our hands in the dirt to ensure the detailed high quality output of us and those that we manage

70/30 ⚡ We value execution speed and making decisions with 70% of the available data and a 30% margin of error over 100% accuracy and being blocked by over-analysis

Direct Feedback 🤝 We don't carry frustration with us but give direct feedback to our colleagues regularly to make sure we all improve and get better

Radical Focus 🔎 Our mantra is to start with the question, "What should not be done this week to increase the focus on the things that really matter

What they are looking for

FairMoney is looking for bar raisers. People that raise the standards - that are excellent in what they do and willing to solve big challenges.

They are looking for pragmatic and perseverant people that are passionate about problem solving and hungry enough to achieve their mission to build the leading mobile bank for emerging markets.

To build the best products, they want their employees to meet customers which implies to travel to the different markets. FairMoney is an international team, composed of French, Nigerian, German, Chinese employees, meaning that they value diversity a lot.

Good to know

You'd better like to travel: at FairMoney, the product is built with the client, for the client, and that is why you will have to travel in the different market, regardless of your position!

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