Legal Counsel – Insurance Distribution Partnerships

Join the Europ Assistance Group, a leading global provider of assistance services. As a Legal Counsel for Insurance Distribution Partnerships, you will play a crucial role in ensuring that our complex cross-border partnership structures, distribution models, and product launches are legally sound and regulatory-compliant. You will work closely with various departments, including Business Development, Product, Compliance, and Finance, to translate business objectives into compliant contractual and operational setups. This position requires an in-depth understanding of the European regulatory framework governing insurance distribution and the ability to provide ongoing legal oversight of international partnerships.

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Permanent contract
Saint-Denis
A few days at home
Salary: Not specified
Key missions

Legal support for the launch and management of B2B2C Insurance Business partnerships, including designing distribution models and ensuring compliance with regulations.

Providing legal support for corporate and governance matters, including implementing Group legal frameworks and assisting in regulatory interactions.

Providing legal support for M&A, business transformation, and strategic projects, including ensuring compliance of distribution arrangements during reorganizations.

Europ Assistance Holding
Europ Assistance Holding

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The position

Job description

The Europ Assistance Group is experiencing continuous growth and strategic transformation, driven by the expansion of B2B2C insurance distribution models and the consolidation of international partnerships. Within this dynamic environment, the Legal Counsel – Insurance Distribution Partnerships supports the EASA General Counsel in ensuring that complex cross‑border partnership structures, distribution models and product launches are legally sound, regulatory‑compliant and operationally sustainable across multiple jurisdictions.

The role requires close coordination with Business Development, Product, Compliance and Finance to translate business objectives into compliant contractual and operational set‑ups, and to provide effective legal steering from opportunity assessment through to go‑live and in‑life management.

This role requires an in-depth understanding of the European regulatory framework governing insurance distribution, as well as the ability to provide ongoing legal oversight of international partnerships.

Key Responsibilities

1. Legal support for launch and management of B2B2C Insurance Business partnerships

  • Design and validate B2B2C distribution models, assessing legal and regulatory implications across markets.

  • Provide end‑to‑end legal support for partner onboarding and programme launches (personal, motor and mobility lines of business), ensuring alignment with IDD, consumer protection and local requirements.

  • Prepare decision‑making memos and legal notes for UWC/SteerCo to support timely approvals of international programmes.

  • Draft, review and negotiate distribution, partnership and affinity agreements, group and individual policies, terms & conditions, intercompany agreements and service agreements.

  • Ensure programme‑level compliance with IDD/POG, remuneration rules, marketing and pre‑contractual disclosures; contribute to remediation plans when gaps are identified.

  • Monitor operational frameworks (sales flows, claims/complaints governance, distributor oversight) and recommend legal enhancements.

  • Contribute to regulatory interactions with competent authorities by preparing materials and responses as needed.

  • Provide regular updates to the business on new laws and regulatory developments.

  • Provide legal advice for corporate and governance matters related to distribution.

  • Coordinate external counsel in multi‑jurisdictional matters; manage advice and legal budget effectively.

2. Legal support for corporate and governance matters

  • Support the implementation of Group legal and corporate governance frameworks within EASA branches, ensuring alignment with corporate standards, supervisory expectations and local regulations.

  • Work with local control functions (Legal, Compliance, Risk, Finance) to ensure robust internal controls, consistent application of regulatory frameworks and proper documentation standards.

  • Assist in regulatory interactions with authorities, preparing submissions, responses, clarifications and supporting material necessary for supervisory requests or ongoing monitoring.

  • Support corporate governance activities for insurance and distribution entities, including board documentation, validating contractual frameworks, and managing regulatory obligations relating to entity status, branch operations and outsourcing.

3. Legal support for M&A, business transformation and strategic projects

  • Provide legal support to strategic projects impacting distribution (e.g., partner RFPs/renewals, product standardisation initiatives, operational harmonisation).

  • Contribute to re‑organisations, portfolio transfers and other extraordinary transactions by ensuring the continuity and compliance of distribution arrangements.

  • Participate in cross‑functional task forces with Compliance, Finance, Product and Business Development to align legal workstreams with business milestones.

Preferred Experience

  • Master’s degree / BAC+5 in Law or equivalent.

  • Minimum 5 years’ legal experience within the insurance industry, preferably in a global organisation; prior law‑firm experience is a plus.

  • Proven expertise in insurance distribution, cross‑border structures and multi‑jurisdictional coordination.

  • Strong drafting, negotiation and project management skills; ability to operate in fast‑moving, international environments.

  • Business‑oriented mindset with pragmatic risk assessment and solutioning.

  • Excellent analytical skills and attention to detail; ability to turn regulatory requirements into actionable guidance.

  • Clear and persuasive communication with senior stakeholders and corporate bodies.

  • High standards of integrity, confidentiality and ethics; strong collaboration across functions and geographies.

  • Fluent in English (written and spoken). Additional languages are an advantage.

Recruitment Process

1/ HR

2/ N+1

3/ Optional : technical test, N+2, culture fit

Additional Information

  • Contract Type: Full-Time

  • Location: Saint-Denis

  • Education Level: Master's Degree

  • Experience: 5 years

  • 50% remote work

Occasional travels to other EEA countries, flexibility to attend calls with colleagues in other time zones


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