Job Overview

Assisting Senior Analysts in the following and subsequently independently handling Credit Proposals

• Support in conducting Financial Statement Analysis of Borrowing Entities ensuring high quality credit review, assigning rating as per the internal policy-based collateral / borrower analysis and provide clearly argued conclusions and limit recommendation

• Undertaking industry analysis and to identify trends in industry.
Partner with Front Office to ensure high due diligence on Borrower, provide feedback / mitigants and assist on structuring the request for higher approvals

• Ensuring the risk profile complies with risk policies, standards and guidelines

• Support in reviewing credit notes/ proposals to ensure that it is comprehensive, concise, and suitable for presentation to senior risk management

• Ability to ask timely, relevant and informed questions about transaction, structure, relationship, and risk

• Identify and monitor emerging risk and negative developments and trends impacting the risk profile of the client, in timely manner

• Participation in ad-hoc projects and actively look for ideas to improve existing processes and methodologies