Product Owner - Finance (F/M)


Product Owner - Finance (F/M)




  • FinTech/InsurTech, Kolaborativní ekonomika
  • Od 250 do 2000 zaměstnanců


Product Owner - Finance (F/M)

Tato pozice byla obsazena!

Who are they?

At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex.

Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience

More than a million customers already had access to our instant, simple & transparent credit, and we are just getting started.

We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech & insurers who wish to develop consumer loan activities and retailers, telcos, e-merchants who wish to offer their customers the simplest method to pay in several times). We also provide budget optimization solutions through “Younited Coach” to all consumers willing to receive personalized recommendations.

Our mission is to become your trusted financial partner. In this respect, our strategy aims at promoting more transparency and more inclusiveness to help you achieve financial wellbeing.

We have initiated a B-Corp certification process, our social and environmental impact being at the heart of our strategic concerns.
So join Younited, the leading instant credit provider for the e‐economy in Europe! Be part of an amazing adventure that is only at its beginning…

Some key figures about Younited group:
• Younited operates in 5 European countries and generates nearly 50% of its business outside France.
• The company has raised more than 330m€ in equity since launch.
• Younited employs more than c. 550 Younies in Paris, Rome, Barcelona, Lisbon, and Munich.

Younited is already trusted by prestigious E-merchant and Digital Bank partners among which Free, Bouygues Telecom, Orange Bank, Microsoft, Bpifrance, Apple, N26, Fortuneo and Lydia.

Our 5 corporate values drive our daily job:
Make it simple: At every level of the customer experience, the organization. Be transparent.
Act as an entrepreneur: Take ownership, work in teams. Dare to try, accept to fail.
Innovate or die: Challenge the status quo, no matter how impossible it seems.
Faster is better: Value speed over perfection. Be aligned on priorities.
No limit: Shot for the moon, stay humble.

We empower passionate problem-solvers to collaborate, innovate and do their best work.
We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our customers and our partners. And we need your help. So, join us to build tomorrow, today.

Want to know more about Younited?Company culture, teams, technical stack, jobs... Let's go for an immersion!
Visit the profile

Job description

📋 Context

Our hyper growth ambition led us to look for a new Product Owner for our Fixing Product Team within the Finance Domain. This Team (or « YounIT ») makes sure all incoming credits are securitized, our Portfolios valorized and a NAV published for each Fund.

At Younited Credit, the quality of the collaboration between the Product Manager and the Product Owner is one of the keys to success: the Product Manager defines the strategic priorities of the product along with the KPIs to measure its success, whereas the Product Owner oversees the delivery of the products and the prioritization of the associated backlog.

You will drive the implementation of new high-value business products (with Partners as prestigious as Apple or Microsoft for instance) with the aim of revolutionizing the finance world of tomorrow.

Talking about your future products, you will:

  • Manage the Portfolio of our credits
  • Create a tool to valorized those Portfolio
  • Oversee the communication exchange with the Asset Manager

Your responsibilities :

In this context, your role as a Product Owner Finance is to:

  • Build a Long-Term vision on your Products together with the Product Manager, your Team, and your Stakeholders #TeamPlayer

  • Deliver constant added value to your Stakeholders, thanks to small achievements #FastIsBetter

  • Build and maintain your multi-products roadmap in collaboration with the Product Manager:

  • Analyse and specify the requirements for the team in an international environment and guarantee a coherence between the products

  • Identify dependencies and impacts

  • Estimate the effort with the rest of the team

  • Breakdown and plan their development depending on team development capacity

  • Update the roadmap

  • Work in close collaboration with all the YounITs #Communication

  • Drive the implementation of changes (leading the team, following up the tasks left to be done, reporting)

  • Maintain the backlog

  • The backlog should be prioritised in coherence with the business and technical objectives

  • The user stories should be detailed according to priority in the backlog

  • Create the user stories and acceptance criteria

  • Drive the correction of production bugs

  • Actively and enthusiastically participate in our weekly Product Owner Community sessions

  • Identify and follow KPIs

Preferred experience

🤝 It’s a match if …

  • You have a master’s degree from an Engineering or Business School (specialised in Project Management) or a university equivalent
  • It has been at least 5 years since you have left the school benches behind you, but you have been flourishing in similar jobs since then (Product Owner, Application Manager, Project Manager in an agile working environment, etc)
  • You are at ease in an international working environment and with working in English (presentations, discussing requirements, giving feedback on issues…)
  • You have a significant experience in dealing with multiple project/change implementation in parallel as well as maintaining a production environment at the same time
  • You remain enthusiastic when people talk about API : it is almost all about the backend with Fixing - we leave the front end to other teams
  • The words « Simplification » and « Prioritisation » are part of your vocabulary and allow you to create and maintain efficient good quality products
  • You have an iterative approach to product development
  • You like creating and imagining original solutions to complex problems
  • You are interested in the financial world
  • US is not just a big country
  • Being agile is a lifestyle choice; you like to reunite your family every morning for a stand-up breakfast (#StandUpMeeting)
  • You think the Continuous Improvement is the key to build a great Team
  • You are driven by the dynamics of a start-up, and you have an entrepreneurial spirit
  • Needless to say, you are cool, nice, open minded and have a sharp critical mind

So, ready to join us?

Benefits from joining Younited

  • Offices in the center of Paris (9th)
  • An international work environment and the opportunity to do a mission in one of our international offices (Barcelona, Munich, Roma)
  • An entrepreneurship mindset and ateamwork spirit
  • An individualized managerial and HR support during onboarding and throughout the Younited journey
  • A continuous learning environment with the opportunity to take individual and collective trainings and “Friday workshops” in Tech department
  • A particular attention to the work/personal life balance
  • Support for young parents, including the opportunity of being part-time the week of return to the office
  • The opportunity of getting involved throughout the year with associations via the solidarity engagement platform “Vendredi” as well as an annual offered solidarity day
  • A flexible remote policy: from 8 days of remote per month with 2 weeks of full remote per year to almost full remote for Tech (minimum 4 days of face-to-face per month)
  • 29 days of paid leave
  • Luncheon voucher card
  • Snacks and fruit baskets twice a week
  • Team buildings in France, internationally (the famous YouniTour) and within your team

Younited is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.

Recruitment process

  • A first video chat with Edona, one of our Talent Acquisition Manager, to get to know each other and tell you more about Younited, our corporate culture & values (30’)
  • A video chat with Thomas Parisot, our Product Owner Master (60’)
  • A video chat with Thomas Chaib our Product Owner Finance Domain : Thomas (60’)
  • A meeting with members of your future team in order to give you a complete overview of your daily life ! (60’)

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Questions and answers about the offer
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