Alma

FinTech/InsurTech
Paris, Amsterdam, Berlin, Lille, Madrid, Milan, Rennes
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Our values

We work hard because we believe that it is impossible to achieve the ambitious goals we set for ourselves through ordinary means.

We do not confuse intensity with excess! We value our work-life balance.

Presenteeism has no place at Alma; only results matter.

Impact drive : Time is our most precious resource, and we make sure to spend it on what has the most value for Alma. This not only means working efficiently but also having the discipline to focus only on the truly important issues. It's easy to get lost in day-to-day work instead of choosing how to invest our time.

Presumption of competence : We recruit people who inspire and impress us. We trust them and expect autonomy and conviction from them. Many people would not be comfortable with the level of responsibility entrusted at Alma, but we believe that it is what makes our days so exciting.

Radical humility : We believe that it is impossible to truly progress without being fully aware of one's strengths and weaknesses. It is essential to know how to accept our mistakes in order to understand where to improve. And it is equally essential to be aware of our strengths in order to exploit them to the fullest. There is no misplaced ego or false modesty at Alma.

Integrity : We work with our merchants' and their customers' money, which is a huge responsibility. We strive to make our business clear and our mechanics transparent. Alma has no hidden fees or penalties. We prefer to generate less money, if it means developing a healthy business.

Radical candor : We believe that it is only possible to help someone improve by having the courage to give them honest and clear feedback. While it is often easier or quicker to say nothing, we choose to help and provide this feedback, whether it is positive or negative.

Together : Collaboration and kindness are essential to make Alma a fast-growing company where we love to work. Our first instinct when facing a mistake is to solve the problem together, not to point fingers. We respect everyone's time and focus, are attentive and available to others, and take the time to pass on knowledge

Presentation

At Alma, we are convinced that trade must be well balanced to be sustainable. Because finance has a key role in business, our mission is to put it back in its rightful place : at the service of merchants and consumers !

That’s why we create financial products that empower merchants to sell more, and help consumers purchase better products while never encouraging them to get over-indebted.

Our tech solutions are accessible to all, easy to implement, and that eliminate purchase friction.

For merchants, our instalment and deferred payment solutions are excellent ways of increasing customers' loyalty and satisfaction, as well as generating up to 20% extra sales revenues without any risk. and they generate an incomparable level of satisfaction with 64 Net Promoter Score.

For consumers, the purchase experience is enhanced (4.7/5 on Trustpilot) and Alma helps them handle their budget easily. They pay later, Alma pays the merchants right away.

We are the leader in France, on track to win the European market on the (very) powerful Buy Now Pay Later (BNPL) industry, as we’re now processing payments in 10 European countries. Over the past 5 years, more than 11 000 merchants have chosen Alma to be their innovative BNPL solution, and we have served over 2.7 million consumers.

The team has grown from 2 to 350+ people, we raised a €210M series C early 2022 to help us accelerate further and Alma is already part of the Next40 ranking of the most promising French technology companies. And that's only the beginning.

What they are looking for

Collective intelligence is the driving force behind Alma: we are looking for open-minded, curious, and ambitious people who want to actively participate in this exponential growth.

To continue to deliver an optimal purchasing experience and absolute ease of use, all teams at Alma (Tech, Product, Sales, Operations, Data, Risk, Finance, Compliance, Legal, Marketing, and People) will strengthen their staff to maintain the highest standards of quality and trust while pushing these innovations at Alma’s pace.

Good to know

In addition to Alma’s values (see “Our values” tab), resulting from a collective exercise of introspection, there are other great reasons to join them:

Their offices are located in the 10th arrondissement of Paris, in brand new and bright premises, with terraces to get some fresh air.
Themed lunches are organized every month with guest speakers such as CEOs, athletes, artists, and public figures.
Alma finances your entire health insurance (Alan Green) and provides you with meal vouchers (Swile) as well as a smart fridge in the premises.
Alma has developed a "Sustainable Mobility Package" (Forfait Mobilité Durable). You will benefit from a budget of €505 per calendar year for your home-to-work transportation.
Upon your arrival, you can choose which laptop you will work with (Mac or Windows).
Fresh fruits are available every Monday and Wednesday.
And once a month, it’s team drinks!