Product Owner - Eval (F/M)


Product Owner - Eval (F/M)




  • FinTech/InsurTech, Kolaborativní ekonomika
  • Od 250 do 2000 zaměstnanců


Product Owner - Eval (F/M)

Tato pozice byla obsazena!

Who are they?

At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex.

Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience

More than a million customers already had access to our instant, simple & transparent credit, and we are just getting started.

We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech & insurers who wish to develop consumer loan activities and retailers, telcos, e-merchants who wish to offer their customers the simplest method to pay in several times). We also provide budget optimization solutions through “Younited Coach” to all consumers willing to receive personalized recommendations.

Our mission is to become your trusted financial partner. In this respect, our strategy aims at promoting more transparency and more inclusiveness to help you achieve financial wellbeing.

We have initiated a B-Corp certification process, our social and environmental impact being at the heart of our strategic concerns.
So join Younited, the leading instant credit provider for the e‐economy in Europe! Be part of an amazing adventure that is only at its beginning…

Some key figures about Younited group:
• Younited operates in 5 European countries and generates nearly 50% of its business outside France.
• The company has raised more than 330m€ in equity since launch.
• Younited employs more than c. 550 Younies in Paris, Rome, Barcelona, Lisbon, and Munich.

Younited is already trusted by prestigious E-merchant and Digital Bank partners among which Free, Bouygues Telecom, Orange Bank, Microsoft, Bpifrance, Apple, N26, Fortuneo and Lydia.

Our 5 corporate values drive our daily job:
Make it simple: At every level of the customer experience, the organization. Be transparent.
Act as an entrepreneur: Take ownership, work in teams. Dare to try, accept to fail.
Innovate or die: Challenge the status quo, no matter how impossible it seems.
Faster is better: Value speed over perfection. Be aligned on priorities.
No limit: Shot for the moon, stay humble.

We empower passionate problem-solvers to collaborate, innovate and do their best work.
We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our customers and our partners. And we need your help. So, join us to build tomorrow, today.

Want to know more about Younited?Company culture, teams, technical stack, jobs... Let's go for an immersion!
Visit the profile

Job description

📋 Context

At Younited Credit, the quality of the collaboration between the Product Manager and the Product Owner is one of the keys to success: the Product Manager defines the strategic priorities of the product along with the KPIs to measure its success, whereas the Product Owner oversees the delivery of the products and the prioritization of the associated backlog.

Your responsibilities :

  • You will drive the implementation of new high-value business products with the aim of revolutionizing the finance world of tomorrow!
  • The risk of a prospect is evaluated via sets of rules based on data provided by the prospect or external APIs, such as credit bureaus.
  • Your Product Team is in charge of the retrieval and integration of the data from the credit bureau as well as the application of the underwriting rules in the decision process.
  • You are also the orchestrator of the decision workflow which includes the calls to the APIs of other Younits of the Risk Domain.
  • Evaluation intervenes for all countries where Younited operates, as well as for all our B2B partnerships.

Preferred experience

🤝 It’s a match if …

  • You like being in contact and interacting with different partners, even the most demanding of them
  • You like creating and imagining original solutions to complex problems
  • You have managed to read this job advert without the help of a translator
  • You are interested in the financial world
  • US is not just a big country
  • You remain happy when people talk about API
  • For you, being agile is a lifestyle choice; you like to reunite your family every morning for a stand-up breakfast (#StandUpMeeting)
  • The words « Simplification » and « Prioritisation » are part of your vocabulary and allow you to create and maintain efficient good quality products
  • You like a challenge !
  • You are driven by the dynamics of a start-up, and you have an entrepreneurial spirit
  • Needless to say, you are cool, nice, open minded and have a sharp critical mind

Benefits from joining Younited

  • Offices in the center of Paris (9th)
  • An international work environment and the opportunity to do a mission in one of our international offices (Barcelona, Munich, Roma)
  • An entrepreneurship mindset and ateamwork spirit
  • An individualized managerial and HR support during onboarding and throughout the Younited journey
  • A continuous learning environment with the opportunity to take individual and collective trainings and “Friday workshops” in Tech department
  • A particular attention to the work/personal life balance
  • Support for young parents, including the opportunity of being part-time the week of return to the office
  • The opportunity of getting involved throughout the year with associations via the solidarity engagement platform “Vendredi” as well as an annual offered solidarity day
  • A flexible remote policy: from 8 days of remote per month with 2 weeks of full remote per year to almost full remote for Tech (minimum 4 days of face-to-face per month)
  • 29 days of paid leave
  • Luncheon voucher card
  • Snacks and fruit baskets twice a week
  • Team buildings in France, internationally (the famous YouniTour) and within your team

Younited is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.

Recruitment process

  • A first video chat with Edona, one of our Talent Acquisition Manager, to get to know each other and tell you more about Younited, our corporate culture & values (30’)
  • A video chat with Thomas Parisot, our Product Owner Master(60’)
  • A video chat with Felipe Maximiano our Product Owner Risk Domain (60’)
  • A meeting with members of your future team in order to give you a complete overview of what your daily life ! (60’)

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