Senior Data Scientist (F/M) Younited

CDI

Paris

Télétravail fréquent

Salaire : non spécifié

il y a plus d’un an

Les compétences que l’on cherche

Sens des affaires

Collaboration et travail d'équipe

Planning stratégique

Formation et perfectionnement

Vertex AI

Votre nouvelle entreprise

500 collaborateurs

FinTech / InsurTech

Économie collaborative

Âge moyen : 36

Créée en 2009

56%

44%

Chez Younited, nous pensons que le crédit et les services bancaires devraient être aussi simples, rapides et transparents que tout ce qui fait partie de votre vie numérique.

C’est pourquoi nous concevons nos services financiers de cette manière. Nous combinons technologie, données et automatisation pour repenser la façon dont les gens empruntent, paient, épargnent et gèrent leur argent.

Aujourd’hui, plus de 1,5 million de clients nous font confiance et près de 500 collaborateurs contribuent à notre développement dans 4 pays européens.

Ce que nous construisons

Younited Credit : un crédit à la consommation instantané, directement accessible aux clients.
Younited Pay : des solutions de paiement en plusieurs fois et de financement intégrées aux parcours clients de nos partenaires.
Younited Cashback : du cashback et des offres personnalisées, enrichis par les données de l’open banking.
Younited Bank : notre offre bancaire du quotidien, actuellement disponible via helios by Younited et en cours de déploiement.

Notre ambition est de devenir un partenaire financier auquel les gens font véritablement confiance, en combinant simplicité, transparence et finance responsable.

En tant qu’entreprise certifiée B Corp, nous intégrons les enjeux sociaux et environnementaux dans la manière dont nous développons notre activité.

Les 5 valeurs qui nous guident

Make it simple : privilégier la simplicité dans les produits, l’expérience client et notre organisation. Faire preuve de transparence.
Act as an entrepreneur : prendre ses responsabilités, jouer collectif, oser essayer et accepter l’échec.
Innovate or die : remettre en question le statu quo, aussi impossible que cela puisse paraître.
Faster is better : privilégier la rapidité à la perfection, et l’alignement au débat.
No limit : viser la lune tout en restant humble.

Nous offrons à des personnes passionnées par la résolution de problèmes l’espace nécessaire pour donner le meilleur d’elles-mêmes, au sein d’équipes diverses et inclusives réparties à travers l’Europe.

Vos missions au quotidien

📋 Context

As a Senior Data Scientist, You will be owner on you machine learning models from end to end : from ideation, modelization and deployment. The topics are diversified, such as marketing optimization, document analysis and fraud detection.

Your responsabilities :

Develop machine learning models and data pipelines to address various business challenges, enhancing system efficiency and accuracy.
Work closely with data engineers and machine learning engineers to ensure effective production deployment of models.
At Younited, Data Scientists also act as project managers on their topics.
Collaborate with a wide range of stakeholders: local business units across four countries (FR, IT, ES, PT) , risk, product, and support functions (finance, compliance, etc.), and local business units across four countries (FR, IT, ES, PT) to enhance products and processes through data-driven insights.
Experiment with new techniques and propose innovative solutions for operational challenges.
Your Scope
You will work in a rigorous and challenging environment to support the growth and scalability of Younited’s solution, committed to automating as many steps as possible in the credit approval decision process
Your models will have a direct financial impact on Younited
You’ll work on the topics of the Data Science AI team, which is developing & maintaining a wide range of solutions across the entire value chain of Younited, ranging from marketing to fraud detection, with a high focus on:
Deploying GenAI models for our operations (Customer Service, Granting decision, Collections & Marketing)
Open banking analysis (the root of our automated decision process) based on NLP models to extract and aggregate information of bank statements

Ce que l’on cherche

🫵 About your profile

Education: Master’s or PhD in Computer Science, Data Science, Applied Mathematics, or a related field.
Experience: 5+ years in Data Science, with proven experience deploying and managing production-grade ML systems.
Advanced expertise in Python and ML frameworks (PyTorch, scikit-learn, etc.).
Deep understanding of Google Cloud Platform (GCP) and its services (Vertex AI, BigQuery, Cloud Functions).
Familiarity of MLOps practices (CI/CD, Docker, model registry).
Familiarity with generative AI technologies and large-scale model deployment.
Strong ability to document and communicate complex technical workflows.
Strategic thinking and a focus on impactful, scalable solutions.
Proactive and autonomous, with a passion for driving technical excellence.
Collaborative mindset, with the ability to align cross-departmental goals.
Business acumen and result-oriented approach, with a clear understanding of business challenges and the ability to align technical solutions with strategic objectives.

🎁 Other benefits from joining Younited ?

Offices in the center of Paris (9th)
An international work environment and the opportunity to do a mission in one of our international offices (Barcelona, Lisbon and Roma)
An entrepreneurship mindset and a teamwork spirit
An individualized managerial and HR support during onboarding and throughout the Younited journey
A continuous learning environment with the opportunity to take individual and collective trainings
A particular attention to the work/life balance
Support for young parents, including the opportunity of being part-time the week of return to the office
- Hybrid remote policy (until 2 remote days per week)
33 days of paid leave
Luncheon voucher card
Team buildings in France, internationally and within your team

Avantages

Nos étapes de recrutement

A first video chat with Aurélien, Talent Acquisition Manager, to get to know each other and tell you more about Younited, our corporate culture & values (30’)
An Interview with Julien, Lead Data Scientist to discuss about the role and expectations (60’)
Online Technical Test
A Business Case to assess your skills (60’)
Team Fit Interview (60’)