V.I.E. - 12 months - Credit Analyst F/M - Milan Natixis

For this position, you will provide support to the Head of Italy Portfolio and more specifically:

• Assessing the credit risk of potential and existing Italian corporate clients through a qualitative and quantitative analysis of all financial data (annual reports, financial statements, business plans, credit/equity researches, etc.) oriented to draft credit applications and propose/revise internal ratings;
  
• Providing an independent and written credit analysis to support credit process and origination teams;
  
• Line by line management of the entire corporate portfolio, both for cash financings and other bank products by carrying annual reviews, covenant management, waivers or amendments, watchlists (in due time);
  
• Assisting in Portfolio Opinions on new proposed cash financings into ESG trajectory, with a strong focus on the portfolio greenification strategy of the bank, scarce resources management into Basel 4 and portfolio metrics assessment;
  
• Credit monitoring with a risk anticipation/optimization approach through proactive portfolio management (distribution via secondary sales and other alternative solutions of credit recycling);
  
• Periodic reporting on the Global Italian Portfolio with a centralized insight into all the assets split by Business Lines, with a complete analysis of key indicators on a current and forward-looking basis;
  
• Support for the French Real Estate Portfolio team - based in Paris - on Italian Real Estate files.
  

This position is only open to candidates who are eligible for the Business France V.I.E program:
- French or European Union citizens
- Between 18 and 28 years old
- To be from a country other than the host country
- Graduated