Descartes Underwriting

Descartes Underwriting

  • FinTech/InsurTech, Inteligencia artificial/Aprendizaje automático, Seguros
  • Paris, London, New York, Singapore, Sydney
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Maria is a Data Scientist focused on risk modeling and the development of new products. She uses her experience in seismic hazard and risk in her role as part of our 'Nat Cat' team, working on Underwriting for Earthquake policies. Holding a PhD from Politecnico di Milano, Maria has built on her engineering seismology expertise in positions as a Doctoral and Post-doctoral Researcher both in Academy and Industry.

As a member of the data/software/devops team, Alex works alongside Underwriting Data Scientists and R&D Data Scientists to develop, industrialize and run data science tools that have already been proven useful for the business. Passionate about solving difficult problems, Alex enjoys finding simple solutions that can easily be explained to the wider team. At Descartes, he finds it really satisfying to be able to work in a team where the contribution of each team member is valued. Previously, he worked on a variety of software/data science projects such as high performance computing for scientific models on turbulence. At Descartes, data science software / MLOps projects usually require tight collaboration between areas of expertise such as data, software engineering and devops engineering.

Pierre is one of our R&D Data Scientists, working on climate risk modelling and the development of new products for Wildfire. After completing his engineering degree, Pierre obtained a PhD in Physics & Hydrodynamics from École Polytechnique & ESPCI Paris, where he built his understanding and experience modelling various phenomena, ranging from anti-fogging surfaces and condensation to statistical physics applied to microeconomics. A key part of Pierre's role is to solve complex problems in the field of machine learning.

After completing her Masters program specialized in environmental challenges and renewable energy sources at École Polytechnique, Vania joined Descartes as a Business Developer, focussing on Iberian & Latin American markets. Vania is responsible for developing relationships with clients and Brokers to further Descartes' commercial development on an international basis. As part of her daily activities, she promotes Descartes' parametric products within her corporate broker network at meetings and in regular exchanges, increasing market awareness through publications and events, including occasional public speaking engagements. Being responsible for the product strategy of hail and renewable energy, she monitors the insurance market trends and facilitates the internal portfolio growth. Vania also contributes to our Underwriting process, by assisting in the development of new parametric products.

Chloé is our Finance & Operations Project Manager! Chloé brings experience in finance, business development, and investment analytics to Descartes Underwriting. With a business degree from HEC and dual-degree from Université Paris Sorbonne in Applied Mathematics, Chloé is a great addition to the team. Her role involves building out robust financial models and implementing operational tools to improve efficiency within her department!


Born out of the conviction that climate change calls for a revolutionary approach in insurance to better protect corporations and governments, Descartes was founded in 2018 to change the industry status quo.

Around the world, Descartes Underwriting offers a new generation of parametric insurance that builds resilience against natural catastrophes & climate risks. Unlike traditional insurance, which relies on lengthy loss adjustment procedures, Descartes’ parametric products pay out when a predefined event (i.e. flood, cyclone, earthquake, etc.) occurs as measured by a specified parameter or index.

Descartes’ innovative edge stems from their ability to handle massive new data sources and apply proprietary algorithms that extract value for their clients. The team utilizes machine learning and advanced algorithms to unlock valuable underwriting insights from a wide range of sources, including IoT, satellite imagery, stationary sensors, radar and third party data. Not limited to looking backwards at claims history, they model the underlying phenomenon directly, capturing trends and potential climate change impacts to better protect corporate and public sector clients.

What they are looking for

With employees from over 20 different nationalities to date, the team at Descartes Underwriting values diversity across multiple dimensions – cultural, cognitive, leadership & experience. Continuing to build a diverse multilingual and multicultural team is core to their value proposition, allowing them to think & build globally from the first iteration. Descartes seeks talents who share our collective fighting spirit and will add additional analytical perspectives & insights.

Headquartered in Paris, the company’s international footprint includes offices in New York, Singapore, Sydney & London - with continued office expansion planned for 2022.

Good to know

Descartes by the numbers:

  • International client base, building resilience with covers in 60+ countries
  • More than 200 clients served
  • Up to 200M USD capacity offered per contract
  • 120M+ EUR raised with support from our European investors
  • 20+ nationalities represented in a team of 70+ employees
  • 8 office locations: Paris (HQ), New York, Houston, Denver, Atlanta, Singapore, Sydney & London

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