Dalma is a fast growing pet health insurer for dogs and cats in Europe.

We are building out our Insurance team and hiring a Machine Learning Lead to own the advanced modeling layer.
You will operate at the intersection of data, product and insurance, with direct impact on the growth and retention of our portfolio across France and Germany.

You will join the Insurance team and report directly to our Chief Insurance Officer (CIO).

The Insurance team is composed of:

• Our CIO (currently being recruited)

• A senior actuary

• A team of two data analysts

You will also work closely with:

• Our Product & Tech teams

• Our founders

🎯 Modeling & pricing strategy

• Design and deploy models that optimise our selling price from the actuarial pure premium, conversion and retention data

• Build price elasticity and tariff segmentation models

• Ensure the reliability and quality of data feeding into our pricing models

📈 Expanding the ML scope

• Progressively extend your scope beyond pricing: churn prediction, claims operations prioritization, fraud detection

• Become the go-to technical reference for all predictive modeling at Dalma

• Own monitoring, retraining and long-term reliability of models in production

🤝 Cross-functional collaboration

• Work closely with our actuary on claims data and pure premium assumptions

• Translate the CIO’s strategic priorities into concrete model specifications

• Collaborate with Product & Tech for model integration into production

• Make complex quantitative topics accessible to non-technical audiences

Must have

• Experience: At least three years in Machine Learning/ Data science — you have owned an ML model end-to-end, from exploration to production

• Sector: Insurance preferred, but fintech, retail banking, e-commerce/marketplace, or telecom/SaaS B2C also relevant

• Technical skills: Strong expertise in statistical modeling and ML (logistic regression, survival models, clustering, etc.) — Python proficient, R a plus; fluent SQL; comfortable with a BI tool

• Business sense: Strong business appetite; able to translate a technical model into an actionable decision

• Autonomy: Full ownership from exploration → model → production → monitoring

• Communication: Strong communicator, able to make quantitative topics clear to non-technical stakeholders

• Curiosity: Eager to grow your scope beyond pricing over time

• Languages: Fluent English required; French or German a plus

• Location: Local contract (Paris, Berlin), or fully remote work is possible (with regular trips to the Paris headquarters—about once a month)

Nice to have

• Insurance literacy: good understanding of insurance KPIs (loss ratio, retention rate, LTV)

• Active use of AI tools (LLMs, Copilot) to accelerate modeling and coding

• Step 1: HR discovery call

• Step 2: Interview with Raphaël, our COO

• Step 3: Technical business case with our actuary and Raphaël

• Step 4: Team fit

• Step 5: Reference checks