Compliance Strategist (Second-Line Compliance)

Job summary
Permanent contract
London
Fully-remote
Salary: £75K to 100K
Experience: > 3 years
Skills & expertise
Communication skills
Regulatory compliance
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Ramp
Ramp

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Questions and answers about the job

The position

Job description

  • Ramp is seeking a second-line Compliance Strategist to provide dedicated independent assurance across Ramp’s UK and Irish regulated businesses
  • This is a hands-on role for someone who can turn regulatory expectations into a practical, evidence-led monitoring and assurance programme
  • The role sits within Ramp’s Europe Compliance function and supports the Head of Compliance & MLRO - Europe. You will not own first-line operational decisions or perform routine casework. Instead, you will independently test and challenge the design and operation of financial-crime, safeguarding, payments, outsourcing, governance, and regulatory-change controls. You will make sure that findings are understood, remediated by accountable owners, and independently validated before closure
  • Ramp Payments Europe is developing across multiple legal entities, jurisdictions, payment rails, banking partners, product journeys, and shared Group services. The successful candidate will help give management and Boards a clear, reliable view of whether controls work in practice and where action is needed
  • Run a practical, risk-based compliance monitoring programme across Ramp’s European entities
  • Test key controls and identify gaps, with a focus on whether they work in practice
  • Support assurance over financial-crime, payments, safeguarding, and outsourced-service controls
  • Track regulatory, Board, partner, audit, and internal commitments to ensure actions are completed on time
  • Manage findings and remediation, helping accountable teams resolve issues and confirming actions are closed
  • Produce clear reporting for management and Boards on key risks, control issues, incidents, and progress
  • Provide independent compliance input and advice on significant product, payments, outsourcing, and operational changes
  • Deputise for the Head of Compliance & MLRO where required

Benefits

  • Comprehensive medical, dental, and vision insurance
  • One Medical Membership
  • 401(k) including an employer match
  • Parental leave
  • Monthly wellness stipend
  • Unlimited PTO
  • Relocation support to move to NYC
  • WFH stipend
  • Pet Insurance

Preferred experience

  • Comfortable working independently, managing priorities, and partnering with Product, Engineering, Operations, Legal, and Risk teams
  • Strong judgement and communication skills, with the confidence to identify issues, explain risk clearly, and work constructively with stakeholders
  • Experience supporting compliance monitoring, control testing, issue management, remediation, or governance reporting
  • Experience with Consumer Duty, safeguarding, or formal outsourcing governance
  • Familiarity with financial-crime controls such as customer due diligence, sanctions screening, transaction monitoring, or record keeping
  • Working knowledge of UK and/or EU financial-services regulation, with the ability to apply requirements pragmatically in a fast-moving environment
  • At least 4 years of experience in compliance, risk, audit, controls, or regulatory change within payments, fintech, banking, or another regulated environment
  • An interest in areas such as payments, safeguarding, outsourcing, operational resilience, or third-party oversight
  • Experience supporting FCA-facing work or banking-partner due diligence requirements
  • Curious about using AI responsibly to improve compliance analysis, monitoring, or documentation
  • A professional compliance, audit, risk, or financial-crime qualification
  • Experience in a UK payment institution, e-money institution, bank, card issuer, acquiring business, or payments fintech

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