Type of contract for this position: Permanent contract
The position
Job description
Ramp is seeking a second-line Compliance Strategist to provide dedicated independent assurance across Ramp’s UK and Irish regulated businesses
This is a hands-on role for someone who can turn regulatory expectations into a practical, evidence-led monitoring and assurance programme
The role sits within Ramp’s Europe Compliance function and supports the Head of Compliance & MLRO - Europe. You will not own first-line operational decisions or perform routine casework. Instead, you will independently test and challenge the design and operation of financial-crime, safeguarding, payments, outsourcing, governance, and regulatory-change controls. You will make sure that findings are understood, remediated by accountable owners, and independently validated before closure
Ramp Payments Europe is developing across multiple legal entities, jurisdictions, payment rails, banking partners, product journeys, and shared Group services. The successful candidate will help give management and Boards a clear, reliable view of whether controls work in practice and where action is needed
Run a practical, risk-based compliance monitoring programme across Ramp’s European entities
Test key controls and identify gaps, with a focus on whether they work in practice
Support assurance over financial-crime, payments, safeguarding, and outsourced-service controls
Track regulatory, Board, partner, audit, and internal commitments to ensure actions are completed on time
Manage findings and remediation, helping accountable teams resolve issues and confirming actions are closed
Produce clear reporting for management and Boards on key risks, control issues, incidents, and progress
Provide independent compliance input and advice on significant product, payments, outsourcing, and operational changes
Deputise for the Head of Compliance & MLRO where required
Benefits
Comprehensive medical, dental, and vision insurance
One Medical Membership
401(k) including an employer match
Parental leave
Monthly wellness stipend
Unlimited PTO
Relocation support to move to NYC
WFH stipend
Pet Insurance
Preferred experience
Comfortable working independently, managing priorities, and partnering with Product, Engineering, Operations, Legal, and Risk teams
Strong judgement and communication skills, with the confidence to identify issues, explain risk clearly, and work constructively with stakeholders
Experience supporting compliance monitoring, control testing, issue management, remediation, or governance reporting
Experience with Consumer Duty, safeguarding, or formal outsourcing governance
Familiarity with financial-crime controls such as customer due diligence, sanctions screening, transaction monitoring, or record keeping
Working knowledge of UK and/or EU financial-services regulation, with the ability to apply requirements pragmatically in a fast-moving environment
At least 4 years of experience in compliance, risk, audit, controls, or regulatory change within payments, fintech, banking, or another regulated environment
An interest in areas such as payments, safeguarding, outsourcing, operational resilience, or third-party oversight
Experience supporting FCA-facing work or banking-partner due diligence requirements
Curious about using AI responsibly to improve compliance analysis, monitoring, or documentation
A professional compliance, audit, risk, or financial-crime qualification
Experience in a UK payment institution, e-money institution, bank, card issuer, acquiring business, or payments fintech
These job openings might interest you!
These companies are also recruiting for the position of “In-House Counsel”.