• Help define what Cleo becomes. As one of the first data scientists on our financial services work, your analysis will shape the roadmap and play a key role in its delivery
• Go deep on buyer journey and financing funnel data to understand how customers explore, compare, and choose financing, and where the experience can improve
• Build the models that power a financing-first shopping experience, surfacing cars customers can realistically afford and helping them understand their monthly payment before they fall in love with a car
• Predict financing intent and readiness from on-site behaviour so we can meet customers with the right information at the right moment
• Own pre-qualification end-to-end, from how many customers start it, to where they drop off, to how it changes what they buy, and use those insights to give customers clarity earlier in their journey
• Model how down payment, trade-in value, and term choices shape customer decisions, and build tools that help customers explore those trade-offs themselves
• Design and analyze experiments to test new ways of presenting financing across the site and purchase flow
• Quantify how financing drives Clutch’s business, including conversion, order value, and customer lifetime value, and turn your findings into clear recommendations on where to invest next
• Partner with Clutch data engineering and our external partners to define the data foundations our financial services work needs to scale
• Work with Clutch’s external financial services partners to refine journeys and programs in ways that improve the experience, conversion and risk performance

Benefits

• Autonomy & ownership: Create your own path and own your work with some of the most talented and creative people in Canada
• Competitive pay + equity: Enjoy competitive pay from day one, with equity opportunities available for roles that shape our future
• Generous time off: From vacation time to parental leave, we believe that work-life harmony is key to a healthy work environment
• Health, dental & more: Your well-being matters. That’s why we offer medical, dental, and wellness support to you and your loved ones

• Analysis first: Strong SQL and Python, and you’re comfortable starting with messy data and ambiguous questions and working your way to a clear answer
• Statistical rigor: Solid statistical fundamentals, experimentation experience, and a disciplined approach to validation
• Excellent communication: You can explain complex trade-offs clearly to business leaders and hold a strong point of view
• 5+ years of experience as a Data Scientist or in a highly analytical role, with a track record of work that drove real business decisions
• Decision modeling experience: You’ve built models or frameworks that shaped real outcomes, such as how customers are guided, what they’re shown, or how a funnel is optimized
• Customer mindset: You care about how your work shows up for the end customer, not just the metric it moves
• Experience with e-commerce funnels, personalization, or customer journey analytics
• Experience in fintech, consumer finance, or auto finance
• Experience deploying models into production
• Experience helping build a new product or business line from an early stage