Our mission? Creating the finance solution that energizes SMEs and freelancers, so they can achieve more. We simplify everything from everyday banking to bookkeeping and spend management. At Qonto, we’re passionate about creating the best product, so if you’re looking for an ambitious team that’s revolutionizing an old-fashioned industry, get in touch!

Our journey: Alexandre and Steve launched Qonto in July 2017. Since then, the team has earned the trust of more than 350,000 customers and opened offices in Paris, Berlin, Milan, and Barcelona. Last summer, we joined forces with Penta, a market leader based in Berlin and Belgrade, forming a united team of 1000 Qontoers. We also made it to the Top 3 of LinkedIn Top Startups France!

Our values:

Ambition | We tackle big challenges. No matter what.

Teamwork | We create momentum by working together, at the same speed.

Mastery | We pursue excellence through continuous learning. We face challenges with humility. Every day.

Integrity | We're open. We're honest. And we earn the trust of our clients and each other.

You can find out more about the Qonto Way here.

Our beliefs: Diversity brings success. We actively recruit people from a range of backgrounds, employ inclusive hiring techniques; and work with our external partners to continually increase and improve our DEI initiatives. As a result, we obtained a rating of 89/100 in 2022 for the annual Index of professional equality and are happy to say that 44% of our teams are women.

The AML/CFT team, referring to the Operations department, performs operational controls to ensure our client base is not exposed to Money-laundering or Terrorist Financing risks.

You will join a team of 3 people, led by Mónica, our Team Lead for German and Spanish Markets. You will perform operational controls to ensure our client base is not exposed to Money-laundering or Terrorist Financing risks.

👩‍💻🧑‍💻As an AML/CFT Officer 🇪🇸 at Qonto, you will:

• Analyze the relevance of our client's financial flows regarding their activities;

• Communicate with the customers and counterparts in order to obtain key information;

• Control the KYC and KYB processes in case of an alert from the onboarding team along with the PEP (Politically exposed person) or SL (Sanctions lists).

🤔 What you can expect

• A great team of 35+ AML Officers;

• Responsibilities and decision-making;

• Hyper-growth & international environment;

• Room for improvement in the AML department.

🤝 About your future manager

Their path:  Before joining Qonto, Monica worked in Madrid as an International Account executive at an Insurance Broker. Afterwards, she joined Qonto and helped in the international expansion of the company and worked in two different departments. She is currently leading the AML Spanish team and part of the AML French team.

What they can bring to you: Her experience and her great knowledge of the company. She will listen to your proposals and leave you with complete autonomy, always being available to help you and achieve the objectives together.

🏅About You

• Experience: You have a first experience and up to 2 years as an AML/CFT officer or Fraud Analyst/Investigator;

• Problem-solving: You have been trained in problem-structuring and analysis in a consulting firm or bank for at least 6 months;

• Analytical mindset: You are comfortable with numbers and have a good command of Excel for a day to day use;

• Organizational skills: You are extremely rigorous and curious;

• Synthesis: You have a capacity for synthesis and know how to look at the big picture of your subjects;

• Languages: You are fluent both in Spanish and English, both written and spoken.

Qonto is an open-minded company. Don’t tick all the boxes? Apply and we’ll let you know if we think you could fit the role. You never know ☺️

🎁 Perks

A laptop. An inclusive work environment. A tailor-made career track. And so much more to help you succeed…

Office & Team Life

- A central fully-renovated building in Barcelona with WeWork services

- The latest equipment from Apple

- Monthly team events

- Free coffee and snacks in the kitchen

All our benefits

- Flexible Remote Policy

- 23 days off + 5 Qonto days

- Alan (Seguro) health insurance, Moka Care to take care of your mental health and gym access with Urban Sports Club

- An Edenred lunch card: 100% covered

- 50% public transportation reimbursement

- A progressive parenthood policy as part of our commitment to the Parental Act (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners

- Relocation package and visa sponsorship for international talents (we have 60+ nationalities) including access to Busuu to improve your language skills

- Career tracks and mobility opportunities that can match all expectations

💪 Our hiring process:

- A 60 min video call with one of our Talent Acquisition Managers, to better understand your career plan and answer any questions you may have

- A 60 min video call with your future manager, to be aligned on expectations on both sides and to talk about how you would work together

- A remote exercise to evaluate your skills and give you a taste of what working at Qonto could be like

- Video calls or onsite interviews with future team members (optional) to help you understand what working at Qonto is like

- A final video call or onsite interview with the manager of your future Department

We will send you an interview guide so you can best prepare yourself.

On average our process lasts 20 working days and offers usually follow within 48 hours 🤞

Thank you for considering joining Qonto. We cannot wait to learn more about you!

One last thing. We recently raised 486M€ in our Series D to ensure we keep growing safely, despite the current economic environment looking a bit gloomy. We revealed our plans for the future here.

To learn more about us:

Qonto's Blog | Business Insider | Metropoli Abierta | Europa Press