Younited Credit

Younited Credit

Fund development/structuring

  • CDI 
  • Début :  January 5, 2020
  • Paris
  • Occasional remote authorized
  • Bac +5 / Master
  • > 5 ans

La tribu

Younited Credit

Younited Credit

  • FinTech / InsurTech, Économie collaborative
  • De 250 à 2000 salariés

Le poste

Fund development/structuring

  • CDI 
  • Paris

À propos

Créée en 2009, YOUNITED CREDIT est la seule plateforme web de crédit aux particuliers en Europe disposant d’un agrément d’Etablissement de Crédit (agrément ACPR et AMF). Notre modèle, totalement mutualisé, permet à des investisseurs (personnes physiques, mais aussi morales : entreprises, caisses de retraites, assureurs etc.) de financer directement les crédits à la consommation des particuliers. Notre mission ? Rendre le système bancaire plus simple et plus juste !

Notre FinTech a été ouverte au public en France en décembre 2011, en Italie en mars 2016, en Espagne en avril 2017, et au Portugal en juin 2018, et nous continuons à poursuivre notre croissance à l’international.

Nous sommes une jeune équipe de 300 collaborateurs talentueux (x20 en 6 ans), et ensemble, nous avons déjà financé plus d’1 milliard d’€ de prêts.

Nous avons levé plus de 160 Millions € auprès d’investisseurs prestigieux dont Crédit Mutuel Arkéa, Eurazeo, BPIfrance, Schibsted-Le Bon Coin, AG2R la Mondiale, et de business angels dont Xavier Niel, Pierre Kosciuzko-Morizet, Weber Investissements.

Nous sommes à la recherche de nouveaux talents, pour rejoindre cette aventure, ayant le goût du défi à relever, de l’innovation, de la prise d’initiative, et surtout l’état d’esprit Start’uper !

Alors, partant(e) ?

Younited Credit
Younited Credit
Younited Credit
Younited Credit
Younited Credit

Descriptif du poste

Younited Credit is reinventing the consumer loan industry in Europe.

Founded in 2009, Younited Credit is the only European consumer lending platform to be fully authorized and regulated as a Credit Institution. Its innovative refinancing model allows professional qualified investors (both individuals and legal entities: companies, insurers, foundations, pension funds, etc.) to directly finance consumer loans.

The company has raised more than €160 million of equity since launch and has passported its license in 10 European countries. It employs 330+ people between its offices in Paris, Rome, Barcelona and Munich. Younited Credit has originated in total over 1.4 billion euros in consumer loans.

The Role:

As part of the development of its activity in Europe, Younited is looking for an additional person to join the Capital Markets team. The person will work with the Head of Capital Markets (who is a member of Younited ExCo) in developing and implementing the company’s refinancing solutions. The position is based in the Paris head office.

Responsibilities:

  • Launch new investment vehicles for our debt investors (e.g.: dedicated SPVs, AIF, mutual funds) in collaboration with the related teams at Younited (Risk, Data, Tech, Compliance and Operations) and external advice as applicable (legal, tax, rating agencies)
  • Manage investor due diligences, coordinating internally with relevant teams as required
  • Set-up new and/or amend existing funds/SPVs for the various countries and partners as required to ensure their efficient functioning in compliance with an evolving regulatory landscape
  • Work closely with Younited teams across Europe (Paris, Rome, Barcelona, Munich) to follow new developments and propose adapted refinancing solutions
  • Keep abreast of evolutions in the consumer lending market, regulatory framework, as well as new SPV/mutual fund formats
  • Assist with the launch of our next public or private securitizations
  • When needed, travel to Europe to visit prospective investors or support their diligence

Profil recherché

Your skills:

  • 4-5 years of experience as a Risk Manager, Auditor and/or in Credit Structurer with a financial institution
  • Rigorous and with a strong risk management culture
  • Analytical, problem solver & solutions driven
  • Experienced in fund development and autonomous from project initiation to delivery
  • Solid interpersonal skills seeking to work in a fast-growing, fast-paced, challenging and entrepreneurial environment
  • Fluent in English, French desirable. Fluency in German, Spanish or Italian is a plus
  • Existing familiarity with credit risk analysis and consumer finance a plus

Other advantages at Younited Credit France:

  • Central location in Paris (Notre-Dame de Lorette, Paris 9ème)
  • Strong corporate culture
  • Tailor made on-boarding ensuring smooth integration & to get to know all the different teams
  • Monthly events (townhalls, afterwork gatherings, sports tournaments…)
  • Various initiatives including 1 day per year sponsored for staff willing to support charities
  • Annual offsite in special locations (2019 was in Sicilia, Italy)

Remuneration:

  • In line with profile and experience
  • Meal vouchers and 50% of subway pass reimbursed

Découvrez l'équipe de Younited Credit

Younited Credit

Younited Credit

Fund development/structuring

  • CDI 
  • Début :  January 5, 2020
  • Paris
  • Occasional remote authorized
  • Bac +5 / Master
  • > 5 ans
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