Senior non-life Actuary
Luko

Luko

Senior non-life Actuary

  • CDI 
  • Berlin, 10117
  • Télétravail total possible
  • Éducation : Non spécifié
  • Expérience : > 3 ans

L'entreprise

Luko

Luko

  • Intelligence artificielle / Machine Learning, FinTech / InsurTech
  • Entre 50 et 250 salariés

Le poste

Senior non-life Actuary

  • CDI 
  • Berlin, 10117

  • Télétravail total possible
  • Éducation : Non spécifié
  • Expérience : > 3 ans

Who are they?

Luko is the fastest growing Insurance in Europe and France’s #1 Neo Insurance.

Today, Luko’s mission seems obvious: to transform insurance from an industry perceived as a necessary evil to a service that truly protects.

Beyond the protection of individuals, insurance must serve society. It should be an ally to the planet and to its environmental issues.

We believe that insurance must be simple, transparent and useful.

Our obsession? Delivering an incredible insuree experience. Luko is not just about insuring, but also about preventing issues. We are building the best AI-powered technologies to avoid accidents in every European home.

In 5 years, we have convinced over 300,000 users to trust us. We are backed by some of the most incredible VCs (EQT Ventures, Accel, Founders Fund, Speed Invest, Xavier Niel, etc.) and raised more than 70M€ in Series A & B.

We are a team of 220+ ambitious & creative talents eager to reinvent an entire industry. We are looking for other impact-driven talents to scale Luko across Europe. We are committed to equal access to employment, inclusion and diversity within the teams.

Are you ready to join our journey?

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Job description

Luko has a mission to make Europeans' home greener and safer, and it started with insurance. 

Being part of the Group’s risk carrier and reporting directly to the Chief Actuary in the Risk Carrier, you are leading a wide range of subjects such as reserving, modeling or calculating the technical provisions. Together with our actuarial function, you will develop and improve the actuarial models (pricing and reserving) within Luko Insurance AG, Luko Group’s risk carrier. 

This role will involve you working closely with the management board, as well as with our finance, underwriting and product teams from all markets where Luko Insurance is operating to proactively manage our risks, identify and pursue new products and help manage our full range of regulatory requirements. 


Your mission in the team:

    As part of the actuarial function you will be responsible for:

    • Contributing to all aspects of the reserving process, including periodic reviews of reserves for multiple lines of business through appropriate application of actuarial loss reserving techniques, and liaising with the claims, finance, and underwriting teams as necessary.
    • Calculating the Solvency II technical provisions, including calibration of key model variables and parameters, and assisting in the completion of regulatory returns.
    • Analyzing reserve and underwriting risk to support the parameterization of key inputs to the internal capital model.
    • Developing and refining the capital model framework both from an internal business perspective and a Solvency II perspective. Contribute to embedding key model uses across the business including Strategic Risk Metrics, reinsurance analysis, evaluating new business lines, and investment portfolio strategies.
    • Meeting and approaching members of other teams across the company in a collaborative effort to improve processes. Gain a greater understanding of a wide range of different insurance lines of business.
    • Developing management information and metrics to enhance ongoing communication with the business.
    • Validating the prices created by the business
    • Supporting QRT submission with the Risk Management function

     

      What do we recommend to be successful?

      Experience: 
      You have at least 3 years of experience in reserving, pricing, or general actuarial fields
      You are proficient in SQL / R / Python or other programming languages
      (Bonus if) You have an experience in general accounting standards (Solvency II, IFRS, or HGB German Gaap)

        Diploma: 
        You are a registered actuary or have gained significant experience in the field through practical applications

        Language: 
        You speak fluently English and German is a big plus


        We are looking for someone who is excited by the prospect of doing the impossible and scaling a new digital and data-driven insurance model at extraordinary speed. Our ideal candidate will have expertise in P&C retail insurance products, reserving, Solvency II framework and exposure to pricing is a nice to have!; experience working with varied stakeholders internally and externally; and be able to work collaboratively across multiple markets.


            What is in it for you?

              • Be part of the fastest-growing Insurtech in Europe
              • Be part of the #1 French scale-up to work for in terms of well-being
              • Evolve in a stimulating and challenging environment
              • Share and learn with a passionate and diverse team
              • International and friendly team
              • Offices in Paris & Berlin
              • Meal vouchers
              • Mental health support
              • Learning and development course
              • Free books policy
              • Unlimited days off
              • Remote-friendly policy

                

              Our recruitment process:

              1. First interview with Julia (chief actuary)

              2. 2nd interview with Julien (chief actuary) and Nigel (CEO of Luko Insurance AG) : A deeper assessment of skills & expertise, a focus on impactful projects & experience / technical understanding / special talents.

              3. Case study + debrief with Julia and Ross (Head of Risk Management)

              4. Lukofit interview with a member of the People team

                 

                Who are we?

                Luko is the fastest growing Insurance in Europe and France’s #1 Neo Insurance.

                Today, Luko's mission seems obvious: to transform insurance from an industry perceived as a necessary evil to a service that truly protects.

                Beyond the protection of individuals, insurance must serve society. It should be an ally to the planet and to its environmental issues.

                We believe that insurance must be simple, transparent and useful.

                Our obsession? Delivering an incredible insuree experience. Luko is not just about insuring, but also about preventing issues. We are building the best AI-powered technologies to avoid accidents in every European home.

                In 5 years, we have convinced over 400 000 users to trust us. We are backed by some of the most incredible VCs (EQT Ventures, Accel, Founders Fund, Speed Invest, Xavier Niel, etc.) and raised more than 70M€ in Series A & B.

                We are a team of 250 ambitious & creative talents eager to reinvent an entire industry and committed to equal access to employment, inclusion and diversity within the teams.

                 

                You’ve read all the way, you may as well apply!

                Our company-wide communication language is English (written & spoken).
                We would therefore appreciate it if you could send us your application’s content (CV, cover letter, portfolio…) in english.

                If you have any questions take a look at our Luko open handbook to find out more about who we are, what we do and how we work

                 

                Belonging: Diversity, Inclusion & Equity

                We believe inclusion is the result of ongoing commitment. We want to build an authentic environment, open to everyone regardless of nationality, physical ability, family structure, age, socio-economics, civil status, sexual orientation, gender identity, ethnic origin, religion, belief or anything else that makes your life experience unique. We are continuously working to create a diverse, equitable and inclusive environment, where everyone has a space to thrive. To encourage this philosophy we have put in place policies to support this mindset, you can read more about this here.

                Luko

                Luko

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