Luko has a mission to make Europeans' home greener and safer, and it started with insurance.
Being part of the Group’s risk carrier and reporting directly to the Chief Actuary in the Risk Carrier, you are leading a wide range of subjects such as reserving, modeling or calculating the technical provisions. Together with our actuarial function, you will develop and improve the actuarial models (pricing and reserving) within Luko Insurance AG, Luko Group’s risk carrier.
This role will involve you working closely with the management board, as well as with our finance, underwriting and product teams from all markets where Luko Insurance is operating to proactively manage our risks, identify and pursue new products and help manage our full range of regulatory requirements.
As part of the actuarial function you will be responsible for:
Experience:
You have at least 3 years of experience in reserving, pricing, or general actuarial fields
You are proficient in SQL / R / Python or other programming languages
(Bonus if) You have an experience in general accounting standards (Solvency II, IFRS, or HGB German Gaap)
Diploma:
You are a registered actuary or have gained significant experience in the field through practical applications
Language:
You speak fluently English and German is a big plus
We are looking for someone who is excited by the prospect of doing the impossible and scaling a new digital and data-driven insurance model at extraordinary speed. Our ideal candidate will have expertise in P&C retail insurance products, reserving, Solvency II framework and exposure to pricing is a nice to have!; experience working with varied stakeholders internally and externally; and be able to work collaboratively across multiple markets.
1. First interview with Julia (chief actuary)
2. 2nd interview with Julien (chief actuary) and Nigel (CEO of Luko Insurance AG) : A deeper assessment of skills & expertise, a focus on impactful projects & experience / technical understanding / special talents.
3. Case study + debrief with Julia and Ross (Head of Risk Management)
4. Lukofit interview with a member of the People team
Luko is the fastest growing Insurance in Europe and France’s #1 Neo Insurance.
Today, Luko's mission seems obvious: to transform insurance from an industry perceived as a necessary evil to a service that truly protects.
Beyond the protection of individuals, insurance must serve society. It should be an ally to the planet and to its environmental issues.
We believe that insurance must be simple, transparent and useful.
Our obsession? Delivering an incredible insuree experience. Luko is not just about insuring, but also about preventing issues. We are building the best AI-powered technologies to avoid accidents in every European home.
In 5 years, we have convinced over 400 000 users to trust us. We are backed by some of the most incredible VCs (EQT Ventures, Accel, Founders Fund, Speed Invest, Xavier Niel, etc.) and raised more than 70M€ in Series A & B.
We are a team of 250 ambitious & creative talents eager to reinvent an entire industry and committed to equal access to employment, inclusion and diversity within the teams.
Our company-wide communication language is English (written & spoken).
We would therefore appreciate it if you could send us your application’s content (CV, cover letter, portfolio…) in english.
If you have any questions take a look at our Luko open handbook to find out more about who we are, what we do and how we work
We believe inclusion is the result of ongoing commitment. We want to build an authentic environment, open to everyone regardless of nationality, physical ability, family structure, age, socio-economics, civil status, sexual orientation, gender identity, ethnic origin, religion, belief or anything else that makes your life experience unique. We are continuously working to create a diverse, equitable and inclusive environment, where everyone has a space to thrive. To encourage this philosophy we have put in place policies to support this mindset, you can read more about this here.