Staff Engineer Capital on Tap
Financial platform for small businesses with credit and spend management.
Permanent
London
No remote
Salary: Not specified
Skills we're looking for
Decision-making
Interviewing
Communication skills
Mechanical skills
You'll be part of
London
1000+ employees
FinTech / InsurTech
Founded in 2012
Revenue: £550m+
Our take
Capital on Tap is going against the national trend which, since the financial crash in 2008, has seen the banks dial back the amount they lend to SMEs by 50%. Yet, in that same time, the number of UK SMEs has risen by 30%. UK SMEs are the backbone of a complex economy that is constantly changing so the need for fast and responsive access to finance is becoming more and more important to ensure their success and growth. Capital on Tap allows British SMEs access to a credit card with up to £250,000 credit within minutes. Gone are the days when waiting up to eight weeks for a loan decision was viable. The company has raised significant funding too, which has allowed it to expand to the US and accelerate small business growth. With the company reporting to have attracted more than 200,000 SMEs to use its service and these users have spent over £10B, Capital on Tap is certainly on track for even more success.
You'll be working on
🏡🏢This is a Hybrid role, the Engineering team work from our London (Moorgate) Offices 2 days per week.
This is a multiple headcount role, so please don't be put off if you've seen this advertised for a while.
The role
Staff Engineers take on technical problems that no single engineering group can solve on its own. Your remit is a product pillar, a platform or a global ecosystem. You'll work across the groups in it, design the solution, contribute to the hardest parts yourself and get several teams moving together.
What you'll be doing
- Lead cross-group projects from first design to production, including when they go wrong.
- Plan ahead, so your systems can handle around ten times today's load without a rewrite.
- Stay hands-on. Write production code, review designs and build the hard parts yourself.
- Own the shared technical roadmap for your area.
- When a decision spans several groups, bring them together, weigh the options and own the outcome.
- Coach Lead and Senior Engineers, and help with senior hiring and promotions.
What success looks like
- Faster delivery, decisions made swiftly, alignment with the direction set by the Engineering Architecture Team, fewer incidents and less duplicated work in the groups you support.
- A Staff Engineer helps several groups decide well, while owning the outcome of the decisions that have a broad impact.
- You'll agree named outcomes with your manager each quarter.
What we're looking for
- A track record of leading technical work across teams
- Deep experience with complex distributed systems and API design, and the judgement to pick the boring solution when it's the right one.
- Hands-on experience with .NET or a similar back-end stack. Familiarity with web or mobile frameworks would also be beneficial but not required.
- Exceptional communication and collaboration skills with engineers and non-technical people alike.
- Demonstrable ability (and comfort) to influence people who don't report to you.
Nice to have: fintech or regulated financial services experience, and experience using AI tools to make engineering teams better.
Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices
Check out more of our benefits, values and mission here .
Interview Process 🤝
- First stage: 30 minute intro call with Talent Partner
- Second stage: 60 minute "Tech Chat" & Values Interview with an Engineering Manager
- Third stage: 60 minute Code Pairing with 2x members of our Senior engineering team
- Final stage: 60 minute Case Study with Product & Engineering + 60 minute Good to Great Interview with our CTO ( onsite )
Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin .
📧Email careers@capitalontap.com if you have any questions.
Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)